ObamaCare essential tips and facts – Florida Protective Insurance & Investments FPI


A word about Obamacare:
Some people still haven’t enrolled to the Obama care due to a lack of knowledge on this topic,
Here, are some simple tips in how to obtain your Obama care health insurance.
First, Select a company that makes sure you understand the benefits and gets the plan that fit all your needs.
Second, Find a company that is certified within the
Marketplace and licensed by the state of Florida. Because they have the training and expertise to help you.
Third, Select a company with a large group of doctors and the best hospitals.
Fourth, have the agency apply for your subsidy; You may even be eligible to receive help to pay 100% of your insurance or at least part of it.
Before, you can’t afford or did not qualify to any health insurance but Now with the Obama care you will be able to receive the medical assistance you have been waiting for. Please, Apply before it’s too late.

Credit Card Insurance Facts : Finance


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Credit card insurance is something that you need to understand as well as possible before getting wrapped up in an agreement. Get credit card insurance facts with help from a best-selling author and financial expert in this free video clip.

Expert: Anthony Manganiello
Contact: www.therealcashflowceo.com
Bio: Anthony Manganiello is the author of “The Debt-FREE Millionaire: Winning Strategies to Creating Great Credit and Retiring Rich”. He has been featured as a personal finance expert on The 700 Club.
Filmmaker: Jim Manley

Series Description: Whether you’re trying to get out from under debt or are saving for retirement or even for college, everyone could use a little help every now and again when it comes to finances. Get financial tips and learn a few tricks along the way with help from a best-selling author and financial expert in this free video series.

Insurance Tips & Facts : How Do Deductibles Work on Health Insurance?


A health insurance deductible is the amount of money that must be paid by the insured out of pocket before the insurance company will start paying for medical visits. Check the details of a health insurance plan to find out the dollar amount for a deductible with advice from a financial adviser and insurance broker in this free video on health insurance.

Expert: John Pinelli
Bio: John Pinelli is a financial representative.
Filmmaker: Bing Hugh

Series Description: Find low-cost family health insurance by shopping for HMO plans, seeing if the family qualifies for Medicaid and checking out government programs that may provide health care coverage for children. Get low-cost health insurance that has a high deductible and more with insight from a financial adviser and insurance broker in this free video series on health insurance.

RV Insurance Facts and Tips


http://polzininsurancergv.com/

RV Insurance Facts and Tips

This short video covers facts and tips on insurance for your RV. :Policies cover several kinds of vehicles such as motor homes including Classes A, B, and C; motor coaches; camper vans and travel trailers, including campers, pop-ups, fifth wheels, and toy haulers.

Read more here: http://polzininsurancergv.com/insurance-for-your-rv/

For more video about insurance, watch the playlist here:

Insurance Facts : What Is Liability Insurance?


Liability insurance provides coverage against harm that you have caused to a third party, such as personal injuries, property damage or bad business advice. Find out the different types of liability insurance, including auto liability insurance and business liability insurance, with information from a licensed insurance salesperson in this free video on insurance.

Expert: Ned Leutz
Contact: www.webberandgrinnell.com
Bio: Ned Leutz is a licensed insurance salesperson at Webber and Grinnell insurance in Northampton, Mass.
Filmmaker: David Pakman

Roles of Insurance Companies : Insurance Facts


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Insurance companies are designed to protect people in the event of unfortunate and unforeseen circumstances. Learn about the roles of insurance companies with help from a chartered property and casualty underwriter and the owner of a property and casualty insurance brokerage in San Francisco in this free video clip.

Expert: Jerry Becerra
Filmmaker: Steven Watkins

Series Description: You always want to make sure that you’re reading all insurance policies carefully to help make sure they’ll be able to cover you when you are in a time of need. Get insurance facts with help from a chartered property and casualty underwriter and the owner of a property and casualty insurance brokerage in San Francisco in this free video series.

Types of Insurance in Construction : Insurance Facts


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There are many different types of insurance in construction designed to cover everything from accidental injuries to the equipment that you would use. Learn about types of insurance in construction with help from a chartered property and casualty underwriter and the owner of a property and casualty insurance brokerage in San Francisco in this free video clip.

Expert: Jerry Becerra
Filmmaker: Steven Watkins

Series Description: You always want to make sure that you’re reading all insurance policies carefully to help make sure they’ll be able to cover you when you are in a time of need. Get insurance facts with help from a chartered property and casualty underwriter and the owner of a property and casualty insurance brokerage in San Francisco in this free video series.

Term vs Permanent Life Insurance Facts


http://iiis.ca/life-insurance/

Learn all the facts you need to know about Term Life Insurance and Permanent Life Insurance.

There’s often a catalyst that sparks the thought: “I need life insurance.” You don’t suddenly get an urge one Sunday afternoon as you’re enjoying the summer sunshine in your back yard to call a broker and invite them over to discuss Term Life Insurance.

Typically there are some major life events that brings life Insurance into our minds, such as:

buying a home
having kids of your own
getting married
starting a new business

These events drive us to consider what would happen to our loved ones in the event of us, hence our salary, not being there for them.
As we grow older the realization of our own mortality increases our sensitivity to being without a good life insurance policy. A simple fall, the weight of illness or even the burden of DIY and household chores can have us thinking …”what if…” ~ we often don’t like the answer.

The three types most common are:
how we differ Life InsuranceTerm Life Insurance
how can we help Life InsuranceWhole Life Insurance
getting life ins Life InsuranceUniversal Life Insurance
The differences between each type are many; for the sake of simplicity and to provide purely an inkling into which is the best life insurance cover for you, we’ll simply highlight the main points here.
Should you need any further information, one call to our office to explain the type of policy most suitable for your needs will give you an even better understanding than the simplified overviews outlined, here.

Of the three, term life insurance is perhaps the most common, its ease of understanding playing no small part in this type of policy’s popularity. You take out term life insurance with an agreed premium over a set period; as long as you maintain the payments, if anything happens between the start and end date, the policy will pay out upon your demise. As your children start High School, for example, you may feel comfortable taking out a policy for as few as ten years. If anything should happen to you whilst the policy is live, the funds, payable as a lump sum to a named beneficiary Tax Free, will be there to allow your children to finish their education. Should you survive the policy, there’s no residual cash account as is the case with both the Whole and Universal Insurance types we’re looking at next. The policy expires after the final premium has been paid and your sole consolation is that your family didn’t need to claim on it.
Whole Life Insurance
Life Insurance
Whole life insurance, as the name suggests, covers you for your entire lifetime and is for an indefinite period of time. The premiums, on the other hand, are fixed for the life of the policy and you can even increase your monthly contributions into the future to be able to purchase more insurance if need be, or invest more heavily in the dividend account. The dividends as well give you a great degree of flexibility, stability and constantly positive rates of return. You can either accept dividends in cash when they’re issued, you can leave them on deposit for future use or you can offset the price of future premiums against the value of the dividends, which can be left in your account for that purpose.
Universal Life Insurance
Life Insurance
The last of the three comes with the greatest degree of flexibility. The payoff is, however, that there’s a greater risk involved due to the nature of funds your premiums are invested in. The cash account that accompanies Universal Life Insurance can benefit from interest earned at market rates for a greater payout upon maturity. There are other options, too, depending upon specific details within your policy. You can amend your premiums to suit current affordability, miss payments altogether or even pay in lump sums should the opportunity present itself.

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